10409 St. Margaret's Bay Road

40-Timberlea, Prospect, St. Margaret's Bay Hubbards B0J 1N0

Income-producing over-under duplex in Hubbards, a fast growing area on the South Shore. Minutes from Rosa Rugosa, The Grato, Trellis Café, Hubbards Beach, and the Shore Club. Two fully separate units, each with its own entrance, kitchen, and power meter. Apartment 1, ground level, 2 bedrooms and 1 bathroom. Apartment 2, upper level, 3 bedrooms and 2 bathrooms. Both operate as licensed short term rentals with strong reviews and consistent summer demand. A separate room with a half bath offers bonus space, currently used for storage. The property has undergone a comprehensive renovation, including heat pumps, a 400 amp panel, kitchens, bathrooms, water tanks, patios, windows, and doors. Recent updates include a concrete patio slab, two washer/dryer sets, stainless appliances downstairs, and a dishwasher upstairs. Zoned MU-1, flexible for short term rental, long term rental, owner-occupied living, or commercial use, including its previous life as a medical office. Ample parking for about 30 vehicles.